Always decline a written offer of agreement. Write a letter to your contact at the insurance company with a list of reasons why you think your offer is too low. Support these reasons with concrete evidence attached to the letter. Finally, submit a counteroffer for an amount that you think is more reasonable.
Call O'Connor %26 Partners, PLLC today at (84) 303-8777 for a free case evaluation. Our car accident attorneys serve clients in Kingston, Poughkeepsie, Newburgh, and other areas of New York. Your information will not be shared. With all your documentation and after thoroughly reviewing your appraiser's offer, you and your attorney can draw up a counteroffer.
If the insurance company and its insurance claims adjuster have undervalued your claim, you should immediately contact an attorney to review your case. Your lawyer will discuss the offer with you and explain why it is not acceptable. If the insurance company hasn't explained to you why they offered you a small settlement, your lawyer will contact them to find out why. This will help your lawyer refute any inaccurate facts that led to such a low offer.
When your lawyer knows how much your claim is actually worth, they will make a counteroffer to the insurance company. They will do this in writing to describe the driver's fault in causing the accident and to refute any false claims from the insurance company. They will also explain to you the seriousness of your injuries, the treatments you need and will need in the future, and the amount of compensation you would accept. If the insurance company refuses to act reasonably, your lawyer will file a lawsuit on your behalf and litigate your claim.
While it might take longer to resolve your case, the insurance company will likely accept a settlement just before your case goes to a jury trial. If you were injured in a car accident caused by a negligent driver, you'll need to file a claim with your insurance company. If you haven't already, you should talk to a car accident lawyer if the insurance company refuses to fairly compensate you.