Medical payment insurance coverage, or MedPay, is an optional benefit that helps cover the costs of car accidents in Florida. MedPay covers the co-payment required by your PIP, which can be up to two thousand dollars. Florida drivers must have personal injury protection (PIP) insurance. If you have a vehicle, you must have PIP insurance.
When you have a car accident, you can use your health insurance to cover any injuries you may suffer. You'll provide that information when you visit the doctor or hospital after an accident. It's not mandatory to have health insurance, but it's practical to have it if you anticipate any health problems. Florida is not one of those states.
Therefore, a driver may simply not have any bodily injury coverage. Or, the driver who caused your accident may have bodily injury coverage, but it may still not be enough to cover all of your injuries. Florida laws require that you first use your PIP coverage or other health insurance to cover all expenses and damages. Personal injury protection (PIP) is a form of car insurance that reimburses you for medical expenses and some other costs, such as loss of income, after a car accident.
Once you have ensured your safety and that of other passengers after a collision, you should consider taking legal action using the resources offered by a lawyer who specializes in car accidents. A big part of a car accident lawyer's job is to fight the insurance company to get the full value from the bodily injury insurance company. Florida is a “no-fault” state, meaning that if a car accident occurs, both parties can file a claim with their respective auto insurance companies to receive compensation. Fortunately, there are multiple sources of coverage to ensure that medical bills are paid after a car accident.
There are some states where you can choose to limit your PIP coverage and rely on your health insurance after a car accident, in order to reduce the cost of car insurance. But who exactly pays for these medical bills? Our Car Accident Lawyers Explain Who Is Responsible for Paying Medical Bills After a Florida Car Accident. It's best to send copies of your car accident medical bills to your health insurance company as soon as you receive them. For example, if a company forces a commercial driver to work longer than allowed by the federal government or doesn't train your driver, you could be held responsible for your medical bills and other damages caused by a car accident that you didn't cause.
According to the Internal Revenue Service (IRS), car accident settlements are generally not taxable in Fort Lauderdale. When costs exceed PIP coverage, who pays the medical bills for a Florida car accident may depend on who was most at fault or, at least, who can prove it. So, for example, a pedestrian injured in a collision with a motor vehicle can ask other members of their family if PIP coverage will cover their medical bills after a car accident in Florida. If you were injured in an accident and are worried about having to pay medical bills, a personal injury lawyer can help.
If you often find yourself in the car with non-immediate family members, it may be an advantage to have PIP or MedPay cover your injuries in the event of an accident. The first step in determining who pays your medical bills after a car accident is to determine whether or not your case falls under Florida's no-fault system. The Orlando Sentinel reported a 3-car accident in the Titusville area in which two people died Monday night in a tragic accident.
