To describe an accident, you must identify the type of accident, such as a collision, a head-on collision, a car accident, a crash, etc. Also, refrain from detailing any conversations you had with the other parties involved after the accident. You may have asked them if they were OK and exchanged information about the insurance. It's okay to mention this, but don't include anything else that was said when giving your description.
The best way to describe a car accident no matter who it is to convey only the basic details of the incident, as calmly and objectively as possible. You can also request the help of a personal injury lawyer from our firm to handle all communication with the insurance company and you don't have to talk to them.